IFSC Code of HDFC Bank KOSAMBA Branch

IFSC code HDFC0000897 belongs to the KOSAMBA branch of HDFC Bank in SURAT, GUJARAT. The branch is located at FIRST FLOOR, SAFFRON COMPLEXZANDA CHOWK. Its MICR code is 394240101, used for cheque clearing. You can reach the branch at +919898271111.

How this IFSC code is structured: The first 4 characters "HDFC" represent the bank code assigned by the Reserve Bank of India (RBI). The 5th character is always 0 (zero), reserved by RBI for future use. The last 6 characters "000897" identify this specific branch within the bank's network. Together, these 11 characters uniquely identify this branch across India's entire banking network.

About HDFC Bank Limited: HDFC Bank is India's largest private sector bank by assets. It was among the first to receive an in-principle approval from RBI to set up a private bank in India. The bank has a strong presence across retail, wholesale, and treasury operations. The bank was founded in 1994. Its headquarters is in Mumbai, Maharashtra. It is a Private Sector Bank.

Where you can use HDFC0000897: This IFSC code is used to send money to any account at this branch via NEFT (any amount), RTGS (minimum ₹2 lakh), and IMPS (instant, 24×7). For UPI payments, IFSC is not required. UPI uses the recipient's Virtual Payment Address (VPA).

Important: Always verify the IFSC code directly with your bank or the recipient before initiating a money transfer. Adliko is an independent directory and is not affiliated with any bank. The data on this page is sourced from publicly available banking records and is updated regularly.