IFSC Code of Indusind Bank LUDHIANA Branch

IFSC code INDB0000020 belongs to the LUDHIANA branch of Indusind Bank in LUDHIANA, PUNJAB. The branch is located at SCO 12, 13, CANAL COLONY, NEAR NRI SILK STORE, PAKHOWAL ROAD, LUDHIANA 141 001. Its MICR code is 141234002, used for cheque clearing.

How this IFSC code is structured: The first 4 characters "INDB" represent the bank code assigned by the Reserve Bank of India (RBI). The 5th character is always 0 (zero), reserved by RBI for future use. The last 6 characters "000020" identify this specific branch within the bank's network. Together, these 11 characters uniquely identify this branch across India's entire banking network.

About IndusInd Bank: IndusInd Bank is a private sector bank offering a range of banking products and financial services to corporate and retail customers. The bank was founded in 1994. Its headquarters is in Mumbai, Maharashtra. It is a Private Sector Bank.

Where you can use INDB0000020: This IFSC code is used to send money to any account at this branch via NEFT (any amount), RTGS (minimum ₹2 lakh), and IMPS (instant, 24×7). For UPI payments, IFSC is not required. UPI uses the recipient's Virtual Payment Address (VPA).

Important: Always verify the IFSC code directly with your bank or the recipient before initiating a money transfer. Adliko is an independent directory and is not affiliated with any bank. The data on this page is sourced from publicly available banking records and is updated regularly.