IFSC Code of State Bank of India KARUNGUZHI Branch

IFSC code SBIN0003128 belongs to the KARUNGUZHI branch of State Bank of India in KANCHEEPURAM, TAMIL NADU. The branch is located at 45 BY 46 BAZAAR STREET, DISTT. KANCHIPURAM, TAMIL NADU 603306 603306. Its MICR code is 600002209, used for cheque clearing.

How this IFSC code is structured: The first 4 characters "SBIN" represent the bank code assigned by the Reserve Bank of India (RBI). The 5th character is always 0 (zero), reserved by RBI for future use. The last 6 characters "003128" identify this specific branch within the bank's network. Together, these 11 characters uniquely identify this branch across India's entire banking network.

About State Bank of India: State Bank of India is the largest public sector bank in India and one of the largest in the world. It is a government-owned corporation with a presence in almost every corner of India, including rural and semi-urban areas. The bank was founded in 1955. Its headquarters is in Mumbai, Maharashtra. It is a Public Sector Bank.

Where you can use SBIN0003128: This IFSC code is used to send money to any account at this branch via NEFT (any amount), RTGS (minimum ₹2 lakh), and IMPS (instant, 24×7). For UPI payments, IFSC is not required. UPI uses the recipient's Virtual Payment Address (VPA).

Important: Always verify the IFSC code directly with your bank or the recipient before initiating a money transfer. Adliko is an independent directory and is not affiliated with any bank. The data on this page is sourced from publicly available banking records and is updated regularly.