IFSC Code of Axis Bank PHOOLBAUG GWALIOR Branch

IFSC code UTIB0002974 belongs to the PHOOLBAUG GWALIOR branch of Axis Bank in GWALIOR, MADHYA PRADESH. The branch is located at GROUND FLOOR SAIBABA COMPLEX NEAR PHOOLBAUG GWALIOR PIN 474002. Its MICR code is 474211008, used for cheque clearing. You can reach the branch at +919826071601.

How this IFSC code is structured: The first 4 characters "UTIB" represent the bank code assigned by the Reserve Bank of India (RBI). The 5th character is always 0 (zero), reserved by RBI for future use. The last 6 characters "002974" identify this specific branch within the bank's network. Together, these 11 characters uniquely identify this branch across India's entire banking network.

About Axis Bank Limited: Axis Bank is the third-largest private sector bank in India. It offers a comprehensive suite of financial products and services for retail, MSME, and corporate customers. The bank was founded in 1993. Its headquarters is in Mumbai, Maharashtra. It is a Private Sector Bank.

Where you can use UTIB0002974: This IFSC code is used to send money to any account at this branch via NEFT (any amount), RTGS (minimum ₹2 lakh), and IMPS (instant, 24×7). For UPI payments, IFSC is not required. UPI uses the recipient's Virtual Payment Address (VPA).

Important: Always verify the IFSC code directly with your bank or the recipient before initiating a money transfer. Adliko is an independent directory and is not affiliated with any bank. The data on this page is sourced from publicly available banking records and is updated regularly.